GOSI & Qiwa Salary Certificate Download 2026 (Free)

You can get official salary proof online for free in two places: the GOSI “wage e-certificate” on gosi.gov.sa or the GOSI app (it shows every employer and the wage registered for you), and the Qiwa salary certificate in your Qiwa Individuals account (it shows your current job and salary details). After a job ends, Qiwa also gives you a free service (experience) certificate.

Last checked: November 2026.

Banks, landlords, embassies and family visa applications often ask for “a salary certificate”. This guide helps you pick the right one and download it.

Which certificate do you need?

Certificate	Where	What it shows	Best for
GOSI wage e-certificate	gosi.gov.sa or GOSI app	Your contribution periods and the wages registered with GOSI, for every employer	Proof of work history and registered wage; family visa paperwork
Qiwa salary certificate	Qiwa Individuals	Your current job and salary details	Banks, loans, credit cards, rent
Qiwa service (experience) certificate	Qiwa Individuals	A past job, after the contract ended	A new employer, jobs back in India or abroad
Employer letter	Your HR	Whatever the asking office needs, on company letterhead	When an office asks for a stamped company letter

If the office that asked you has a format, ask them which one they accept before you download.

GOSI wage e-certificate: step by step

GOSI calls this service Issue Wage e-certificate. It covers both Saudi and non-Saudi contributors, it is free, and it is issued immediately. You can use the website or the GOSI app (Android and iOS).

Open GOSI’s Issue Wage e-certificate page and click Start Service.
Log in. GOSI uses the national single sign-on, so you sign in with your Absher username or Iqama number and password, and approve the login in the Nafath app if asked. Stuck on Nafath? See our Nafath app guide.
Choose Certificates.
Pick the wages certificate and click Issue.
Download the PDF. You can print it or save it.

You do not need to upload any documents. GOSI’s helpline is 199044.

GOSI also has a separate “contribution” (current wage) certificate, but GOSI describes it as being for Saudi contributors. As an expat, use the wage e-certificate above.

How someone can check it is genuine

GOSI has a free Verify e-Certificate service. The bank or office opens the GOSI website, goes to Services > Quick Verification, clicks the e-certificate icon, enters the details the form asks for, and presses Query. No branch visit is needed. If an office doubts your printout, point them to this service.

Qiwa salary certificate: step by step

HRSD lists this as the free, instant Request for employment certificate service on Qiwa.

Log in to your Qiwa Individuals account. If you have trouble, use our Qiwa login guide.
Open Services in the side panel.
Under Manage employment, choose Employment Certificates (Qiwa may show it as “Salary certificate”).
Start a new certificate request.
Choose the type of certificate and the job (contract) it is for.
Choose the entity that asked for it, for example a bank.
Review and submit. When it is issued, download or print it from the same page.

HRSD’s 2024 expat services guide says the request goes to your employer to verify your job information before it is issued, so it may not be instant at every company. If it stays pending, ask HR to approve it on Qiwa.

Qiwa only shows a certificate for a contract that is on Qiwa. If your contract is missing, fix that first: see Qiwa contract not showing.

Qiwa service (experience) certificate after a job ends

HRSD launched the Service Certificate on Qiwa in November 2023. When your contract has ended, you can download it from your Qiwa Individuals account and show it to your next employer. HRSD’s guide lists it as free.

Log in to Qiwa Individuals and open Services.
Go to the employment / experience certificates section and start a new certificate.
Choose the service (experience) certificate type.
Pick the past job you need it for.
Review it and issue it, then download.

Separately, Article 64 of the Labour Law says your employer must give you a free service certificate on request when the contract ends. It shows your start date, end date, profession and last wage, and it cannot include anything that harms your reputation. Leaving your job? Read our resignation and notice period guide.

Common problems and fixes

Problem	Fix
GOSI shows a lower salary than you get	GOSI shows the wage your employer registered, which may not include every allowance. If it looks wrong, ask HR to correct it with GOSI. A Qiwa salary certificate or HR letter may show your full package.
GOSI login fails	It uses your Absher login. Reset your Absher password, or check your Absher mobile number, then try again. See our Absher mobile number guide.
A job is missing on the GOSI certificate	Your employer may not have registered you, or registered you late. Ask HR. You can also see your record in the GOSI app.
Qiwa certificate stuck “pending”	Your employer may need to verify it. Ask HR to act on the Qiwa request.
No contract in Qiwa	The employer must create and document your contract on Qiwa first.
Office wants a stamped letter	Some offices still want a company letter. Ask HR for one on letterhead and take the GOSI or Qiwa certificate as backup.

FAQs

Is the GOSI salary certificate free?

Yes. GOSI and the national portal list the wage e-certificate as free and immediate.

Can expats download a GOSI certificate?

Yes. GOSI says the wage e-certificate shows contribution periods and wages for both Saudi and non-Saudi contributors.

What is the difference between the GOSI and Qiwa certificates?

GOSI shows your work periods and registered wages across all employers. Qiwa’s salary certificate is about your current job and salary details. Qiwa’s service certificate covers a job that has ended.

Do I need my employer to download these?

Not for GOSI. For the Qiwa salary certificate, HRSD’s guide says the employer verifies your job information, so their approval may be needed.

Which certificate do I need for a family visa?

Ask the office handling your application which one it accepts. Your registered GOSI wage is often checked. See our permanent family visa guide.

Where do I find my GOSI number?

After you log in to GOSI, it appears in your profile. Our older GOSI registration and appointment guide shows where.

Sources: GOSI – Issue Wage e-certificate; National Portal – Issue Wage e-certificate and Verify e-Certificate; HRSD – Request for employment certificate; HRSD – Guide to Services Provided for Expatriates (PDF, 2024); HRSD – Service Certificate launch (Nov 2023); HRSD – Labour Law Article 64. Screen names on Qiwa and GOSI change from time to time; follow what the official site shows.

GOSI and Qiwa Salary Certificate: How to Download Free