· Editorial Team · iqama-residency · 3 min read
Health Insurance Now Mandatory for Dependent Iqama Renewal — What You Need to Know
Saudi Jawazat has confirmed that health insurance is now mandatory for dependent iqama renewal. Here is what expat sponsors need to know — deadlines, providers, and how to comply.

Saudi Jawazat has confirmed that health insurance is now mandatory for renewing dependent iqama (residence permits). This affects all sponsors who have dependents — spouse, children, or other family members — on their iqama.
What CareAljawazat confirmed
In a reply to a user query, @CareAljawazat stated: “In the case of dependents, health insurance is required to complete iqama renewal.” (Source, 1,717 views)
This is not new legislation — but it is now being actively enforced. Many sponsors have been able to renew dependent iqama without insurance in the past. That is changing.
Who is affected?
- Sponsors renewing iqama for their spouse
- Sponsors renewing iqama for their children
- Sponsors renewing iqama for any dependent family member
If you are a sponsor and your dependents do not have active health insurance, you cannot complete the iqama renewal through Absher or at Jawazat.
What health insurance is required?
The insurance must be:
- Active (not expired)
- Issued by a licensed Saudi insurance provider
- Covering the dependent (not just the sponsor)
- Valid for the iqama renewal period
Common insurance providers
| Provider | Type | Approximate Cost (SAR/year) |
|---|---|---|
| Bupa Arabia | Comprehensive | 2,000-5,000 |
| Tawuniya | Basic + Premium | 1,500-4,000 |
| Medgulf | Comprehensive | 1,800-4,500 |
| CCHI-approved | Various tiers | 1,200-3,000 |
Tip: Open a dedicated savings account with SNB Neo to set aside funds for insurance premiums. Track payments and renewals in one place.
How to check if your dependent has insurance
- Ask your insurance provider for a coverage certificate
- Check via the insurance company’s app or website
- Verify on the CCHI (Council of Cooperative Health Insurance) portal
What happens if you try to renew without insurance?
- ❌ Absher will block the renewal transaction
- ❌ You will receive an error message about missing insurance
- ❌ Jawazat will not process the renewal in person either
Step-by-step: How to renew dependent iqama with insurance
- Verify insurance — check that your dependent’s insurance is active
- Get insurance certificate — download or request from your provider
- Login to Absher — go to “Family Members” → “Iqama Renewal”
- Upload insurance details — the system may auto-verify
- Pay the renewal fee — via Absher or bank
- Complete renewal — iqama is renewed digitally
What if you don’t have insurance yet?
If your dependent’s iqama is expiring and you don’t have insurance:
- Contact an insurance provider immediately — Bupa, Tawuniya, Medgulf, or any CCHI-approved provider
- Get a policy issued — this can often be done same-day
- Then renew — once insurance is active, the renewal will go through
Tip: Don’t wait until the last minute. Set up a dedicated account with SNB Neo to manage insurance payments and iqama renewal fees in one place.
Related guides
- Iqama & Residency — Complete Guide
- Check Iqama Expiry Date
- How to Open a Bank Account
- Dependent Passport Separation at Age 18
References
- @CareAljawazat — Health insurance mandatory for dependent iqama — Twitter (July 2026)
- CCHI — Council of Cooperative Health Insurance — cchi.gov.sa
Disclaimer: This article is for informational purposes only. Insurance and iqama rules may change. Always verify with Jawazat and your insurance provider.
- health-insurance
- iqama
- dependent
- renewal
- jawazat
- family



